1. Uniqlo Customer Service
  2. Payment
  3. Payment Method​
  4. Paying with Klarna

Paying with Klarna

Pay with Klarna to spread the cost of your purchase with no interest when you pay on time.
Klarna is a flexible alternative to paying upfront or using a credit card.

  How to Pay with Klarna

Using Klarna is quick and easy:

  • Add your items to the basket and select Klarna at checkout.
  • Enter a few personal details and get an instant decision.
  • Klarna will send you a confirmation email and payment reminders. You can manage everything in the Klarna app.

Klarna may perform a soft credit check to confirm eligibility. This will not affect your credit score.

 
  Q&A
  • Q. What is Klarna Pay in 3?

    A. Pay in 3 lets you split your purchase into three interest‑free payments. The first payment is taken at checkout, with the remaining two payments automatically collected every 30 days.

  • Q. Are there any fees or interest?

    A. No. There is no interest and no fees when you pay on time.

  • Q. Will using Klarna affect my credit score?

    A. No. Klarna uses a soft credit check which does not impact your credit score. However, missing payments may affect your ability to use Klarna in the future.

  • Q. Who is eligible to use Klarna?

    A. You must be 18 or over, live in the UK, and meet Klarna’s approval criteria. All applications are subject to status.

  • Q. What happens if I cancel or return my order?

    A. If your order is cancelled or returned in full, Klarna will cancel any future payments and refund any amounts already paid once the return is confirmed. For partial returns, Klarna will send you an updated payment schedule.

  • Q. I’m having trouble paying with Klarna. What should I do?

    A. Klarna payments may be declined if your billing address does not match your bank details, if you have outstanding Klarna balances, if required checkout fields are missing, or if Klarna does not approve the transaction. Klarna is an independent payment provider and approval decisions cannot be influenced.

  • Q. Are there any important terms I should be aware of?

    A. Klarna’s Pay in 3 and Pay in 30 days options are unregulated credit agreements. Borrow responsibly. Late payments may negatively impact your financial situation and future access to credit. Terms, conditions, and possible late fees apply.

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